If you are a first time freshman, you will be mailed a financial aid offer letter to your permanent address only for your freshmen year. After your freshmen year, financial aid offer letters will be emailed to your Texas A&M University email, if you have agreed to receive emails from Scholarships & Financial Aid.

All other first time students will receive financial aid offer letters through their Texas A&M University email. You may also access your financial aid offer through your Financial Aid Portal on Howdy.

Please note: state aid and university programs are awarded on a first-come, first-served basis and funding is limited.

Final Transcripts

Please be aware that you must have a final high school transcript on file by the end of your entering semester in order for financial aid funds to be released to you the following semester. You may send your official final high school transcript to:

Office of Admissions
Texas A&M University
P.O. Box 40003
College Station, TX 77842-4003.

Official transcripts must have:

• an original signature of a school official or an original school seal,
• graduation date
• graduation plan (if applicable) and
• grades/credits for all high school courses completed
  
  

Texas A&M University’s Office of Admissions will accept transcripts sent electronically through TREx only. Faxed high school transcripts are considered unofficial.

All graduate students are sent financial aid offer letters via email. The financial aid offer will include all eligible financial aid awards, as long as funds are available. State aid programs are awarded on a first-come, first-served basis and funding is limited.

All professional students are sent financial aid offers letters via email to their official Texas A&M email account. The financial aid offer will include all eligible financial aid awards, as long as funds are available. State aid programs are awarded on a first-come, first-served basis and funding is limited.

All students are sent financial aid offer letters via U.S. mail or their official Texas A&M email account based on their classification. The financial aid offer will include all eligible financial aid awards, as long as funds are available. State aid programs are awarded on a first-come, first-served basis and funding is limited.

All financial aid funds (except work study funds) are paid directly to your student bill. If your financial aid is more than your bill, the extra money will be sent as a refund by Student Business Services (SBS). You will receive this refund in your bank account by setting up direct deposit with Flywire. If the refund is from a Parent PLUS Loan, your parent can choose to have the money sent to them as a paper check or direct deposited into your bank account.

Financial aid applies to your student bill 10 days before the first day of class, then it takes 3-5 days for you to see the refund in your bank account. Refunds can be used to pay for costs related to going to school, such as books, school supplies, personal expenses, housing and food.

• Log into the Howdy portal 
• Select the My Finances tab
• Choose Pay Bill/Manage Account in the Billing Services Channel
• View the Current Activity link on the Home page
  
  

There are several types of refunds that generate from your student account.

Examples of financial aid refunds are:

• CR40 Title IV Financial Aid Refund - a refund generated from federal financial aid funds
• CR41 Title IV Plus Loan Refund - a refund generated to the student from a federal Parent Plus loan
• CR02 Title IV Plus Loan Refund-Parent - a refund generated to the parent from a federal Parent Plus loan
• CRS0 Non-Title IV Financial Aid Auto Refund - a refund generated from non-federal financial aid (e.g. scholarships, state grants, state loans, alternative loans, stipends/fellowships, etc.)
  
  

If your aid has not disbursed:

1. Log into howdy.tamu.edu.
2. Click on the My Finances tab.
3. Enter the Financial Aid Portal.
4. Select the current school year from the drop-down list.
5. Check your Status page for any missing requirements.

Refunds begin generating after the add/drop period ends each semester. Student account refunds are generated from credits such as a dropped class, dropped optional charge, or overpayment to the student account.

Refunds for classes dropped on or before the 5th class day begin refunding on a daily basis after the 5th class day (Summer is the 4th class day). Courses will be refunded at 100% during this time period. These refunds will display on your student account as a Student Account Refund. Be sure to update your bank account information with Heartland ECSI for direct deposit of refunds from the University.

Please Note: There are no refunds for Q-dropped classes

Because payments are made to student accounts from many different parties, it is impossible to track what payments should be refunded to which parties. We rely on the student to make the correct decision on reimbursing the appropriate parties once a refund has been issued from his or her student account.

Also, students are ultimately responsible for repayment of loans taken out in their name. To avoid future issues, the University strongly recommends that students deposit refunds only to their own bank account.

Flywire disburses the refund to the bank account you have on file. Direct deposit is currently the only method for refund available. See Setting Up Direct Deposit with Flywire for instructions to sign up.

Refunds will not be generated for students who have not provided their bank account information for direct deposit. Any credit balances will remain on your student account until either the information is provided or additional charges are assessed on your student account to which the credit can be applied. Failure to provide the bank account information prior to a credit appearing on your student account will delay receipt of your funds.

Once the refund is sent to Flywire for disbursement, an email will be sent to your TAMU email address informing you of the refund amount and method of delivery for your refund.

If you have not received your parent plus refund check within 10 business days from the refund generating on the student account, please complete the duplicate check request form and return it to our office.

Parent Plus Duplicate Check Request

If a credit remains unrefunded on your student account for more than 2 business days after the end of the add/drop period, please contact Student Business Services. An example of a student account refund is: CRS3 Student Account Auto Refund

Disbursement Dates