State Loans

College Access Loan

The College Access Loan (CAL) is a non-need based state loan program administered by the Texas Higher Education Coordinating Board (THECB). The CAL loan is only available to degree-seeking students who are Texas residents. Find out more about the interest rate and fees associated with borrowing this loan on the state’s website.

Eligibility

Students MUST be Texas Residents
Students must be making Satisfactory Academic Progress (SAP) every semester
Students need to be credit-worthy or have a credit-worthy co-signer in order to pursue a CAL loan
Students must be enrolled at least half-time per semester
Federal Direct Loan eligibility will be taken into consideration whether or not the student has accepted or declined the loans

Future Occupations & Reskilling Workforce Advancement to Reach Demand (FORWARD) Loan

The Future Occupations & Reskilling Workforce Advancement To Reach Demand (FORWARD) Loan Program is a non-need-based state loan program administered by the Texas Higher Education Coordinating Board (THECB). The FORWARD loan is only available to degree-seeking students who are Texas residents. Find out more about the interest rate and fees associated with borrowing this loan on the state’s website.

Eligibility

Students MUST be Texas Residents
Students must be registered with Selective Service or be exempt
Students must be making Satisfactory Academic Progress (SAP) every semester
Students need to be credit-worthy or have a credit-worthy co-signer to pursue a FORWARD loan
Student must NOT exceed manageable loan debt calculated by the THECB
Student must be enrolled in a High-Demand Credential program that the student will be able to complete in two years or less
Federal Direct Loan eligibility will be taken into consideration whether or not the student has accepted or declined the loans

State Loan Campus Codes

Campus	Private Loans
College Station	00363200
Galveston	00363204
Health Science Center	00494800

...